This program isn't paying! Please don't invest!

Hi guys! For the first review of my blog, I want to review one of the best HYIP`s ever in this industry. If you don`t know GeniusFunds at the moment, you really should start to know it.

GeniusFunds opened their doors to the public in august 2008 and till now they never missed a payout. There are not much programs, which achieve such a age. Ok, let`s start with the plans, cause that is the reason why you are reading this. GeniusFunds has a daily and a weekly plan. The ROI which you can earn is variable and you can see a earnings history on their website.

The first plan is called the "Emerging Markets Growth Fund". The interest rate will vary from 1% to 1.9% and it is based on the type of share you buy. There are 3 kind of shares: Common Shares, Preferred Shares and Premium Shares. You need to spend at least $10 to buy the Common Shares and you will earn from 1% to 1.2% per day. For a minimum of $500 you can purshase Preferred Shares and they will earn you a daily rebate of between 1.1% and 1.4%. For the big investors there are also Premium Shares, but you need to invest minimum $5000. With these shares you will earn from 1.3% to 1.9% per day. One share only cost $1 and the daily rebates will be paid to your cash balance on business days (monday to friday) only. If you want to withdraw your principal, you need to wait some time, as the lock down period for this plan is 150 days.

The second plan is called the "World Bond Market Fund" and here you will get paid on a weekly basis. The interest rate will vary from 6% to 9% per week. For this plan you can buy again 3 shares, which are called the same as the previous plan. The minimums for these shares stay the same and 1 share still cost you $1. Common Shares will pay you a weekly rebate of between 6% and 6.5%. Preferred Shares will give you a return of 6.5% to 7% per week. And for the Premium Shares you get a weekly dividend of 7.4% to 9%. The rebates are paid to your cash balance every monday and the lock down period for your principal is 180 days.

As you maybe don`t know yet, there is also a third plan availalbe since some time. It is called the "Genius HYDA"and it replaces the Genius CD account. It looks more like a savings account of an online bank. You will be paid a fixed rate of interest between 14% and 25% monthly. You can withdraw your money when you want, but you must give 10 days notice of your intention to make a withdrawal. If you keep an amount between $300 and $2000 on your account balance you will earn 14% monthly. $2001 to $5000 dollar will earn you a monthly rebate of 18% and an account balance between $5001 and $25 000 will give you a fixed monthly income of 25% interest. Please take attention that you dont earn an interest when your account balance is lower than $300.

GeniusFunds accepts lots of payment options: LibertyReserve, PerfectMoney, Strictpay, SolidTrustPay, AlertPay and Bank Wires. When you want to invest via LibertyReserve and PerfectMoney, you can deposit a minimum of $10. When you deposit via Alertpay, Strictpay and/or SolidTrustPay you need to deposit a minimum of $50. Bank wires are only available to deposits starting from $500.

As you will notice in my next reviews, I take much attention to the safety of a website. Well GeniusFunds really shines when we talk about security. They have a dedicated server with the best anti-DDos protection by Blockdos. Since they launched they never had any serious downtime issues. It is a custom built script, which you will not find for another High Yield Investment Program. The best part in my eyes is the secure SSL encryption provided by VeriSign.

You can acces the site in several languages: English, Chinese, Indonesian, French and Spanish. If you have a quick question you can als use the live chat, which is available 24 hours per day (monday - friday).

GeniusFunds offers a 6% commission from your referee's purchase of investment fund shares or investment into the Genius HYDA. You don`t need to be active to earn this.

When investing in this industry you must never invest money you can`t lose and also invest in more than 1 program. But GeniusFunds is definetly one of the programs which the best investors have in there portfolio.

I hope you like my first review. Oh and don`t forget that I offer you a 90% RCB if you invest under me :)
See you tomorrow for a new review and the daily news of this industry!